A white VW T5 Transporter in motion, driving down the road near Just Kampers

Modern Campervan Insurance

Modern campervans combine everyday practicality with the freedom to explore, making them one of the most popular choices for weekend adventures, holidays and long-term touring. Whether you own a factory-built campervan or a professionally converted van, it’s important to have insurance that’s designed specifically for how your vehicle is built and used.

5

Carefully curated to meet your requirements

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Get the right cover to keep your van protected

Prices start from just

£290

A year, with an option to spread the cost too.

Insurance for purpose-built campers and converted vans

Just Kampers Insurance have been providing competitive modern campervan insurance for over 20 years. As the UK’s only campervan insurance specialists, you can rest assured we’ll find the best policy available to protect your modern camper.

All of our policies are tailored to your individual needs, meaning you can use your camper exactly as you please. Whether you’re seeking a limited mileage policy or a policy that lets you drive your camper on a grand adventure around Europe, we can help.

We provide insurance for all modern campervans. Whether a purpose-built camper like the VW California or Mercedes Marco Polo to all manner of modern camper conversions, we’ll get you a fantastic deal on your camper insurance.

Get in touch with our friendly team of experts on 01256 44 45 46 for a no-obligation quote and a great deal on specialist camper insurance, or get a quote and buy online now!

Why Should You Have Dedicated Modern Campervan Insurance?

A modern campervan typically includes valuable modifications and equipment that aren’t covered by a standard van or car insurance policy. Specialist campervan insurance is designed to recognise these additions and provide cover that reflects the true value of your vehicle.
Dedicated campervan insurance can help protect:

• Fixed furniture and fitted kitchens
• Pop-top or high-top roof conversions
• Leisure batteries and electrical systems
• Solar panels and off-grid equipment
• Heating systems and water installations
• Awnings and exterior accessories
• Personal belongings (optional)
• European touring (subject to policy)

Unlike standard vehicle insurance, specialist campervan policies are tailored to leisure use, touring and converted vehicles, helping to reduce the risk of gaps in cover.

Volkswagen Camper Insurance Specialists

Though we provide insurance for all types of modern campervan, Just Kampers Insurance are well-recognised for being Volkswagen insurance specialists. We have years of knowledge and expertise under our belts, allowing us to get the best value deal on your insurance. We can arrange cover for Modern VW campers including:

Just Kampers Insurance - Price Promise.svg

Why compromise on insuring your precious vehicle when we'll give you £50* if we are not the cheapest.

Non-VW Campervans We Insure

Just Kampers Insurance can help arrange cover for a wide variety of modern campervans, including professionally converted and manufacturer-built models.

We’ll work with specialist insurers who understand campervan conversions, helping ensure your modifications are properly declared and considered when arranging your cover. We regularly insure vehicles including:

Why Choose Just Kampers Insurance?

We offer a range of policy choices and additions designed to suit a range of needs, from Agreed Value cover that protects the true value of your vehicle, to short-term temporary insurance.

Get 10% off all parts and accessories at our sister company justkampers.com

Get 10% off all parts and accessories at our sister company justkampers.com

A friendly team, there if you need assistance

Modified Modern Camper Insurance

Many modern campervans are modified to improve comfort, practicality or off-grid capability. These changes can affect both the value of your vehicle and the type of insurance you need. Just Kampers Insurance can help arrange cover for a wide range of modifications, including:

We’ll work with specialist insurers who understand campervan conversions, helping ensure your modifications are properly declared and considered when arranging your cover.

See the modifications we insure *subject to policy selection.

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  • Engine modifications
  • Airbag suspension
  • Swamper look raised suspension
  • Fitting of later / more powerful engines
  • Non-standard alloy wheels
  • Non-standard engine replacements
  • Nitrous oxide kit
  • Turbocharging
  • Suspension changes
  • Non-standard paintwork
  • Plus many more

Pamper Your Modern Campervan With a Tailored Policy

We offer insurance policies that take the little things into account. You’ll get access to the standard perks of an insurance certificate, but with a few handy extras. Feel confident with cover that helps you go the extra mile.

Standard

Benefits

Included in every policy:

Unbeatable Price Promise

We’ll match or beat like-for-like quotes, so you know you’re getting great value.

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10% justkampers.com discount

Get 10% off parts and accessories at Just Kampers.

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Limited Mileage Discount

Drive less? Pay less with our lower mileage discount.

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Modification Cover

Cover for your campervan’s modifications as standard.

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EU Driving Cover

Stay covered when driving in Europe.

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Salvage Retention

Keep your vehicle if it’s written off.

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Legal Protection

Up to £100,000 to cover legal costs and claims.

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Personal Protection

Cover for you and your passengers if injuries occur.

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Quick Switch

Fast, hassle-free switching with no gaps in cover.

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Optional

Benefits

Everything in Standard plus:

Agreed Value

Know exactly what you’ll be paid if your vehicle is written off.

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Contents Cover

Protect the belongings inside your campervan.

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Breakdown Cover

Roadside assistance to keep you moving.

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Windscreen Cover

Cover for windscreen repair or replacement.

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Mis-fuelling Assistance

Help if you put the wrong fuel in your vehicle.

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Excess Protection

Claim back your excess after an approved claim.

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Spare Parts Cover

Protection for stored or carried spare parts.

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Personal Effects Cover

Cover for personal items while travelling.

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Key Care Insurance

Cover all the keys attached to your fob if you should loose them.

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Why Choose Just Kampers Insurance?

At Just Kampers Insurance, we’ve been helping campervan owners find specialist insurance since 1998. Our experience with factory-built campers, professional conversions and self-build projects means we understand that every campervan is unique.

Rather than offering one-size-fits-all policies, we help you find flexible cover that reflects your vehicle, its modifications and how you use it.
Why customers choose us:

• Over 25 years of campervan insurance experience
• Flexible policies tailored to your vehicle
• Cover for factory-built and converted campervans
Self-build campervan insurance available
• Modification-friendly cover
Agreed Value policies available
• UK and European cover included as standard
• Access to a panel of specialist insurers
• Friendly, knowledgeable UK-based team
10% saving on parts and accessories at Just Kampers 
• Rated Excellent on Trustpilot

Whether you use your campervan for occasional weekends away or months of touring across Europe, we’ll help you find cover that’s designed around your needs.

Meet the Just Kampers Insurance Team

When you choose Just Kampers Insurance, you’re speaking to people who genuinely understand Volkswagen vehicles and campervan ownership. Many of our team own and drive VW campers themselves, regularly attend shows and events, and have years of experience helping enthusiasts find the right cover for their vehicles.

If you’d like to put faces to the names and discover more about the people behind Just Kampers Insurance, take a look at our Meet the Team page. You’ll find the stories behind the vehicles they own, the adventures they’ve enjoyed, and the passion that helps us provide specialist insurance for Campervan owners every day.

Meet The Team: Peter Cook

Peter Cook

Floor Manager

Meet The Team : Graeme Jones

Graeme Jones

Senior Team Manager

Get a Quote for Modern Campervan Insurance

Ready to insure your modern campervan?

Speak to our specialist team on 01256 44 45 46, request a callback at a time that suits you, or get a quote and buy online.

We’ll help you find the right specialist campervan insurance for your vehicle, so you’re covered wherever your adventures take you.

Why Choose Just Kampers Insurance?

We offer a range of policy choices and additions designed to suit a range of needs, from Agreed Value cover that protects the true value of your vehicle, to short-term temporary insurance.

Get 10% off all parts and accessories at our sister company justkampers.com

Get 10% off all parts and accessories at our sister company justkampers.com

A friendly team, there if you need assistance

Modern Campervan Insurance FAQs

What information do I need to get a quote?

Getting a quote with Just Kampers Insurance is quick and straightforward. To help us find the right cover for your modern campervan, it’s useful to have a few details ready before you start.

You’ll need:

  • Your personal details, including your address and occupation.
  • Your vehicle registration number (if available), along with details of your modern campervan.
  • Information about how you use your vehicle, including your estimated annual mileage and where it’s normally kept overnight.
  • Your driving history, including any claims, convictions or No Claims Bonus.
  • Details of any additional drivers you would like to include on the policy.
  • Information about any modifications, accessories or agreed vehicle value where applicable.

If you decide to go ahead with your quote, you’ll also need your preferred payment method (and bank details if paying monthly), your previous insurer’s name and policy number, and your current mileage reading.

Having these details ready means we can search our range of specialist insurance options and provide an accurate quote as quickly as possible.

Ready to start your quote? Get a quote today or speak to our team on 01256 44 45 46.

Can I insure my modern campervan if I only use it occasionally?

Yes, you can get insurance for your modern camper if you don’t use it very often and can save up to 50% on your insurance premium with a limited mileage discount.

You can click here to find out more about limited mileage discounts, or speak to our team on 01256 44 45 46.

What is agreed value cover for modern campervans?

Agreed Value means that you and your insurer will set a price which reflects your vehicles true value, which will be paid out if your vehicle is written off.

There’s more information on our agreed value page.

How does a limited mileage discount work?

If you only use your campervan occasionally, you could save money with a limited mileage discount. When you choose a policy with a lower annual mileage allowance, the risk of making a claim is generally lower, which means your insurance premium could be reduced by up to 50%.

Typically, policies covering 5,000 miles or fewer per year qualify for a limited mileage discount. You’ll simply need to provide your vehicle’s mileage at the start and end of the policy period so your usage can be verified.

If you think you may exceed your agreed mileage limit during the policy year, contact the Just Kampers Insurance team as soon as possible. They can discuss your options and help ensure you remain appropriately covered.

What are the differences between classic and modern campervan insurance?

The main difference is that classic campervan insurance is designed for older vehicles that are considered classics, while modern campervan insurance is intended for newer models used for leisure, touring, or everyday driving.

Classic campervan insurance is typically available for vehicles over a certain age (often 20–25 years or older, depending on the insurer). Policies may include benefits such as agreed value cover, specialist repair options, and cover tailored to vehicles that are driven less frequently or kept as cherished classics. Eligibility may depend on factors such as the vehicle’s age, condition, mileage, and how it is used.

Modern campervan insurance is designed for newer factory-built or professionally converted campervans. Cover can include protection for the vehicle itself, fixtures and fittings, personal belongings, and optional extras such as breakdown assistance

Whether your campervan qualifies for classic insurance will depend on the insurer’s criteria. If you’re unsure which type of cover is right for your vehicle, give us a call on 01256 44 45 46.