Spare Parts Cover

You can get insurance for your vehicle’s spare parts with Just Kampers Insurance, too, so they’re also protected if they’re lost or damaged.

Our Spare Parts Cover protects any motor parts or accessory associated with the vehicle which the policy is linked to while they’re kept inside a locked garage or temporarily stored inside a locked motor vehicle.

How does Spare Parts Cover work?

When you take out Spare Parts Cover with Just Kampers Insurance, any parts and accessories associated with your vehicle will be covered against loss or damage.

This means that spare parts stored in your locked garage will be covered, as well as parts stored inside your locked vehicle as long as they’re not fitted to the vehicle.

What’s the total value of spare parts I can insure?

There are two different levels of Spare Parts Cover that you can choose between when you’re taking out Spare Parts Cover with Just Kampers Insurance. These options are:

• Up to £2,000 of spare parts cover, which costs £17 per year,
• Up to £5,000 of spare parts cover, which costs £26 per year.

Can I add Spare Parts Cover to an existing policy?

You can either get Spare Parts Cover included in your policy from Just Kampers Insurance when you take the policy out, or you can take out a standalone Spare Parts Cover policy.

All you need to do is speak to our friendly team of experts, and they’ll guide you through the whole process. You can give them a call on 01256 444 546 or click here to tell us when to call you back.

H2: Are there any parts which aren’t covered by Spare Parts Cover?
No, all parts associated with the insured vehicle will be covered up to the cover limit of £2,000 or £5,000.

These parts would either need to be inside the vehicle (but not attached or fitted to it) or kept in a locked garage.

How do I make a claim with Spare Parts Cover?

If you need to tell us about an incident involving damage to or loss to your spare parts, please phone us immediately on 0344 381 4599. You’ll need to tell us as soon as possible after any event that may lead to a claim under this policy, and and no later than 31 days.

If you phone us, it will help if you have your policy details to hand. You will also need to give us full details of the incident.

There is a £50 excess per claim and the claim amount will not exceed the cover limit of £2,000. In the event of a claim we may require evidence of ownership and/or a police crime reference number.

If you would like to talk to our team about Spare Parts Cover, please call 01256 444546 or request a call at a time that suits.