Have the confidence to take the road less travelled with Just Kampers Insurance…

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Campervan Insurance for Under 25s

As the UK’s only specialist campervan insurer, we provide cover to younger drivers, even those with limited experience.

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Under 25s may find it difficult to arrange competitive campervan insurance because many insurers won’t cover younger drivers. This is especially true for non-standard vehicles and where experience behind the wheel is limited. Fortunately, this is not the case with Just Kampers, who can tailor campervan policies to younger drivers with different levels of experience.

Younger drivers are perceived as higher risk on the road, which is often unfortunately reflected in the costlier premiums you are quoted. If you’re under 21, or sometimes 25, then insurance premiums are generally costlier than other age groups. But that doesn’t mean you can’t arrange campervan insurance that offers real value and that’s priced to work to your budget.

Just Kampers’ campervan insurance policies for under 25s are designed to offer reassurance at a fair price. This means you can save time with a single, hassle-free quote, and get behind the wheel of your camper with little fuss.

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How Old Do You Have to Be to Get Campervan Insurance?

Many young drivers search for and successfully arrange campervan insurance, whether they’re 18, 21, or 25. Finding campervan insurance can be easy, depending on an insurer’s terms and conditions, including any age restrictions (in which case applications may be impacted the experience of the driver). Those under 25 should be able to arrange cover online with a simple quote submission, like you would for a standard car policy.

The challenge, however, is finding a competitively priced policy that doesn’t break the bank – which is where Just Kampers Insurance can help.

What’s Included in Under 25 Policies?

Like any other age group, Under 25 insurance will offer protection for the same risks, but this will depend on the level of cover you choose. At Just Kampers Insurance, we pride ourselves on offering policies that look after the little details. This means, as a standard certificate holder, you’ll get all the perks of our insurance, but with a few extras.

Standard Benefits

  • Unbeatable Price Promise
  • 10% justkampers.com shop discount
  • Limited Mileage Discount
  • Modification Cover
  • EU Driving Cover
  • Salvage Retention
  • Legal Protection
  • Personal Protection
  • Quick Switch

Optional Benefits

  • Agreed value
  • Contents Cover
  • Breakdown Cover
  • Windscreen Cover
  • Mis-fuelling Assistance
  • Excess Protection
  • Spare Parts Cover
  • Personal Effects Cover
  • Replacement Car
  • Key Care

Younger Driver Policy Exclusions

Any exclusions will define ‘events’ that are not covered under your policy, which should be outlined under your certificate. As every policy is different, you should carefully read what’s included in yours, understanding any gaps in your coverage.

Breakdown Cover for Younger Drivers

We can arrange short term or annual breakdown cover, whether you’re in the UK or travelling in mainland Europe.

What Types of Non-Standard Vehicles Can I Get Covered to Drive?

If you’re looking to secure insurance for a vehicle other than a daily driver, or a standard car, then it’s a good idea to get in touch with our team to find out if your vehicle is eligible for cover.

Generally, we cover the following vehicles for Under 25s:

✔ Classic Campervans

✔ Modern Campervans

✔ Self-Build Campervans

✔ Motorhomes

Campervan Insurance for Under 25s FAQs

Why Is campervan insurance for under 25s so much more expensive?

If you’re quoted above your budget, and feel that premiums are expensive, it’s good to understand why you’ve been offered cover at this cost. This will vary for every young driver, but insurers commonly look into the following areas to assess what your premiums will look like:

  • Your address
  • Your address
  • Driving record
  • The model, make and condition of your campervan
  • Whether you have a claims history

One of the main reasons why young drivers are costed with higher premiums is because they are statistically more likely to be involved in an accident. This, generally, means that insurance will be more expensive.

Additionally, if you have limited experience, many insurers will see you as an unknown risk, which inflates the price of premiums. As you gain experience and build up bigger no claims, however, you may find your premiums go down in cost.

Is it possible to get cheaper campervan insurance for under 25s?

Whilst you may find that options are limited on the market, it’s important to prioritise the value of what you’re getting covered for. The affordability of an insurance policy is only as valuable as what it protects you against.
Before requesting a quote, consider the following areas (which, in some cases, can help reduce premiums):

  • Do you drive limited annual mileage?
  • Will you be arranging to pay for your policy in a single payment, or can you spread your budget across monthly instalments?

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