Have the confidence to take the road less travelled with Just Kampers Insurance…

Your Title Goes Here

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Commercial Van Insurance

Get clever with your cover with business van insurance from JK Insurance.

Insurance for commercial, business or company vans

After 20 years of supplying comprehensive and clever business van insurance, JK Insurance have grown in popularity as a leading specialist in tailoring policies with true value. Our policies are competitively priced, and our protection is custom built to care for your workhorse, no matter where the journey takes it. With a reputation for commercial van insurance in the UK, Just Kampers Insurance can provide your van with the very best cover.

For many, a van is an extension of their job. It’s your travelling companion. No matter where the road takes you for work, you’ll want the comfort that your van is safe and protected against misfortune. Our expert team of advisers match a policy to the person and their van. For every policy, we tailor the details to the vehicle, so it feels right for you.

We provide insurance for business, company and commercial-use vans in the UK.

Just Kampers Insurance - Get An Online Quote Now

Get an online quote in minutes or call us
Monday to Friday from 09:00 – 19:00
Saturday from 09:00 – 14:00
Sunday from 10:00 – 14:00
or Arrange a call back.

CALL US ON 01256 444546

ARRANGE A CALL BACK

Commercial vehicle insurance specialists

If you take your work on the road with you, holding a valid insurance policy for your business van is a legal requirement. Yet, if it’s commercially used, a standard policy may not be giving your protection enough mileage.

Commercial vehicle insurance, sometimes known as business van insurance, is a speciality policy that protects vans on work errands or tasks. Unlike traditional policies, which typically covers the driver for social and leisure use, business van insurance extends the reasons a driver is using their vehicle. For example, if you use a van as a courier service to deliver goods.

It’s essential to consider how well your van is protected during work runs. In these moments, a standard policy may leave your vehicle vulnerable. Business van insurance, during commercial commutes and runs, creates added layers of cover in case your vehicle is involved in an accident, or is stolen.

How Old Do You Have to Be to Get Campervan Insurance?

Many young drivers search for and successfully arrange campervan insurance, whether they’re 18, 21, or 25. Finding campervan insurance can be easy, depending on an insurer’s terms and conditions, including any age restrictions (in which case applications may be impacted the experience of the driver). Those under 25 should be able to arrange cover online with a simple quote submission, like you would for a standard car policy.

The challenge, however, is finding a competitively priced policy that doesn’t break the bank – which is where Just Kampers Insurance can help.

What’s Included in Under 25 Policies?

Like any other age group, Under 25 insurance will offer protection for the same risks, but this will depend on the level of cover you choose. At Just Kampers Insurance, we pride ourselves on offering policies that look after the little details. This means, as a standard certificate holder, you’ll get all the perks of our insurance, but with a few extras.

Standard Benefits

  • Unbeatable Price Promise
  • 10% justkampers.com shop discount
  • Limited Mileage Discount
  • Modification Cover
  • EU Driving Cover
  • Salvage Retention
  • Legal Protection
  • Personal Protection
  • Quick Switch

Optional Benefits

  • Agreed value
  • Contents Cover
  • Breakdown Cover
  • Windscreen Cover
  • Mis-fuelling Assistance
  • Excess Protection
  • Spare Parts Cover
  • Personal Effects Cover
  • Replacement Car
  • Key Care

Younger Driver Policy Exclusions

Any exclusions will define ‘events’ that are not covered under your policy, which should be outlined under your policy documents. As every policy is different, you should carefully read what’s included in yours, understanding any gaps in your coverage.

Breakdown Cover for Younger Drivers

We can arrange short term or annual breakdown cover, whether you’re in the UK or travelling in mainland Europe.

What Types of Non-Standard Vehicles Can I Get Covered to Drive?

If you’re looking to secure insurance for a vehicle other than a daily driver, or a standard car, then it’s a good idea to get in touch with our team to find out if your vehicle is eligible for cover.

Generally, we cover the following vehicles for Under 25s:

✔ Classic Campervans
✔ Modern Campervans
✔ Self-Build Campervans
✔ Motorhomes

Just Kampers Insurance - Get An Online Quote Now

Get an online quote in minutes or call us
Monday to Friday from 09:00 – 19:00
Saturday from 09:00 – 14:00
Sunday from 10:00 – 14:00
or Arrange a call back.

CALL US ON 01256 444546

ARRANGE A CALL BACK

Advantages of Choosing Just Kampers Insurance for Commercial Van Insurance

 

Over 20 years’ experience in the industry

Founded in 1999, JK Insurance has a 20+ year reputation for delivering quality specialist car insurance, and our more senior members of staff have been working in the industry for more than 20 years. With this knowledge, our experts can tailor policies to your commercial, company or business van.

Contents & tool cover

For that added peace of mind that, if your van’s contents are stolen or lost in a fire, any of your insured items will remain covered by your policy. Add up to £2,000 of additional protection to your cover, which will be guaranteed in a lump sum on the policy maturing. This ensures that your personal effects, not only your vehicle, are covered in your policy.

Modification cover

While many van modifications will be around adding space or seats and the like, changing the exhaust and chipping the engine still counts as it would for a modified car. Customising vans is becoming more and more common and these changes most certainly count as modifications, you’ll need to consider upgrading for our modifications cover. Just Kampers are one of the leading modified car and van insurance providers in the UK, so we are able to find you a suitable policy at a fair price.

Just Kampers Insurance - Agreed Value

Agreed Value

It is important to consider an agreed valuation for your campervan, as in some cases, with a recent restoration or upgrade, the listed market value may not reflect the true value that could be reached if you were to sell the vehicle.

Find out more >

Just Kampers Insurance - Contents Cover

Contents Cover

Contents cover insures you for up to £2000 worth of cover during the insurance period, so you know your belongings are protected.

Find out more >

Just Kampers Insurance - Breakdown Cover

Breakdown Cover

The cost of not having breakdown cover can be huge due to the high towing costs and call out charges which mean breakdown insurance is almost a necessity.

Find out more >

Commercial Van Insurance FAQs

How much is commercial van insurance?

Our business van insurance prices start from £195 a year. Our policies are tailored to your specific circumstances, so no two quotes will be the same and the exact cost of your policy will depend on a number of factors.

In determining your insurance premium we’ll consider a number of things; including the make and model of your commercial vehicle, any modifications, security, annual mileage and driver history.

Do you offer any discounts?

We offer, discounts for limited mileage, and discounts for after-market security applied to your commercial van.

Do you need business /commercial insurance to drive a van?

If you’re driving in the UK for commercial reasons rather than for leisure, then you’ll need to legally secure the right kinds of protection. For business, company, or commercial vans, this means you’ll need business vehicle insurance as it layers in added protection that keeps your van safe against further misfortunes.

Who does commercial van insurance?

Whilst there are advisers offering traditional insurance policies in the UK, not all protection is adequate or valuable enough for commercial van drivers. It’s distinguished from personal or leisure use and you’ll need a more comprehensive policy that secures your van for work routines and chores. A commercial van insurance policy is designed to enhance the level of your protection, offering extra securities for added confidence.

Are you driving on behalf of someone else?

If you’re in the trade of long hauls, either as a courier or a delivery truck, then having the proper policy is key. These kinds of larger transports will need commercial vehicle insurance.

What are you carrying in your van?

If you’re transporting tools or goods that are essential to your trade, it’s critical that you secure a commercial policy. In the scenario that your van is transporting stock or valuable goods for delivery, holding a policy that protects commercial use can save you time, money, and hassle.

Am I carrying personal or commercial goods?

Are you travelling with goods or people as a service? In essence, if you’re on the road for commercial reasons, rather personal ones, than you’ll need to legally secure commercial vehicle insurance.

Clever cover for commerce

The details of a policy – the level of cover and your premiums – will change between providers. Having a clever cover policy means tailoring your protection to your van and your style of work. It helps to ask yourself:

  • What type of van do you own?
  • How are you using your van?
  • What type of business are you involved in?
  • How much are you expecting to use the van? 

Switch providers – in moments…

Empowered through a protective policy, our drivers and their vans feel comfortable and confident with their level of cover. Nowadays, you can swiftly switch over between providers and secure that confidence with a more comprehensive policy.