Commercial Van Insurance
Get clever with your cover with commercial van insurance from JK Insurance.
Carefully curated to meet your requirements
Get the right cover to keep your Commercial Vehicle protected.
Modified Commercial Van Insurance
Policy Benefits
FAQs
Insurance for commercial, business or company vans
After 20 years of supplying comprehensive and clever business van insurance, JK Insurance has grown in popularity as a leading specialist in tailoring policies with true value. Our policies are competitively priced, and our protection is custom-built to care for your workhorse, no matter where the journey takes it. With a reputation for commercial van insurance in the UK, Just Kampers Insurance can provide your van with the very best cover.
For many, a van is an extension of their job. It’s your travelling companion. No matter where the road takes you for work, you’ll want the comfort that your van is safe and protected against misfortune. Our expert team of advisers match a policy to the person and their van. For every policy, we tailor the details to the vehicle, so it feels right for you.
We provide insurance for business, company, and commercial-use vans in the UK.
Why Choose Just Kampers Insurance?
We offer a range of policy choices and additions designed to suit a range of needs, from Agreed Value cover that protects the true value of your camper conversion, to short-term temporary insurance.
Get 10% off all parts and accessories at our sister company justkampers.com
A friendly team, there if you need assistance
Commercial vehicle insurance specialists
If you take your work on the road with you, holding a valid insurance policy for your business van is a legal requirement. Yet, if it’s commercially used, a standard policy may not be giving your protection enough mileage.
Commercial vehicle insurance, sometimes known as business van insurance, is a speciality policy that protects vans on work errands or tasks. Unlike traditional policies, which typically covers the driver for social and leisure use, business van insurance extends the reasons a driver is using their vehicle. For example, if you use a van as a courier service to deliver goods.
It’s essential to consider how well your van is protected during work runs. In these moments, a standard policy may leave your vehicle vulnerable. Business van insurance, during commercial commutes and runs, creates added layers of cover in case your vehicle is involved in an accident, or is stolen.
Pamper Your Commercial Van With a Tailored Policy
We offer insurance policies that take the little things into account. You’ll get access to the standard perks of an insurance certificate, but with a few handy extras. Feel confident with cover that helps you go the extra mile.
Standard
Benefits
Included in every policy:
Unbeatable Price Promise
We’ll match or beat like-for-like quotes, so you know you’re getting great value.
Limited Mileage Discount
Drive less? Pay less with our lower mileage discount.
Modification Cover
Cover for your campervan’s modifications as standard.
EU Driving Cover
Stay covered when driving in Europe.
Salvage Retention
Keep your vehicle if it’s written off.
Legal Protection
Up to £100,000 to cover legal costs and claims.
Personal Protection
Cover for you and your passengers if injuries occur.
Quick Switch
Fast, hassle-free switching with no gaps in cover.
Optional
Benefits
Everything in Standard plus:
Agreed Value
Know exactly what you’ll be paid if your vehicle is written off.
Contents Cover
Protect the belongings inside your campervan.
Breakdown Cover
Roadside assistance to keep you moving.
Windscreen Cover
Cover for windscreen repair or replacement.
Mis-fuelling Assistance
Help if you put the wrong fuel in your vehicle.
Excess Protection
Claim back your excess after an approved claim.
Spare Parts Cover
Protection for stored or carried spare parts.
Personal Effects Cover
Cover for personal items while travelling.
Key Care Insurance
Cover all the keys attached to your fob if you should loose them.
Advantages of Choosing Just Kampers Insurance for Commercial Van Insurance
Over 20 years’ experience in the industry
Founded in 1999, JK Insurance has a 20+ year reputation for delivering quality specialist car insurance, and our more senior members of staff have been working in the industry for more than 20 years. With this knowledge, our experts can tailor policies to your commercial, company or business van.
Contents & tool cover
For that added peace of mind that, if your van’s contents are stolen or lost in a fire, any of your insured items will remain covered by your policy. Add up to £2,000 of additional protection to your cover, which will be guaranteed in a lump sum on the policy maturing. This ensures that your personal effects, not only your vehicle, are covered in your policy.
Modification cover
While many van modifications will be around adding space or seats and the like, changing the exhaust and chipping the engine still counts as it would for a modified car. Customising vans is becoming more and more common and these changes most certainly count as modifications, you’ll need to consider upgrading for our modifications cover. Just Kampers are one of the leading modified car and van insurance providers in the UK, so we are able to find you a suitable policy at a fair price.
Why Choose Just Kampers Insurance?
We offer a range of policy choices and additions designed to suit a range of needs, from Agreed Value cover that protects the true value of your camper conversion, to short-term temporary insurance.
Get 10% off all parts and accessories at our sister company justkampers.com
A friendly team, there if you need assistance
Commercial Van Insurance FAQs
What information do I need to get a quote?
Getting a quote with Just Kampers Insurance is quick and straightforward. To help us find the right cover for your commercial vehicle, it’s useful to have a few details ready before you start.
You’ll need:
- Your personal details, including your address and occupation.
- Your vehicle registration number (if available), along with details of your commercial vehicle.
- Information about how you use your vehicle, including your estimated annual mileage and where it’s normally kept overnight.
- Your driving history, including any claims, convictions or No Claims Bonus.
- Details of any additional drivers you would like to include on the policy.
- Information about any modifications, accessories or agreed vehicle value where applicable.
If you decide to go ahead with your quote, you’ll also need your preferred payment method (and bank details if paying monthly), your previous insurer’s name and policy number, and your current mileage reading.
Having these details ready means we can search our range of specialist insurance options and provide an accurate quote as quickly as possible.
Ready to start your quote? Get a quote today or speak to our team on 01256 44 45 46.
How much does commercial van insurance cost?
Our commercial van insurance prices start from £195 a year. Our policies are tailored to your specific circumstances, so no two quotes will be the same and the exact cost of your policy will depend on a number of factors.
In determining your insurance premium we’ll consider a number of things; including the make and model of your commercial vehicle, any modifications, security, annual mileage and driver history.
Do you offer any discounts?
We offer, discounts for limited mileage, and discounts for after-market security applied to your commercial van.
Do you need business /commercial insurance to drive a van?
If you’re driving in the UK for commercial reasons rather than for leisure, then you’ll need to legally secure the right kinds of protection. For business, company, or commercial vans, this means you’ll need business vehicle insurance as it layers in added protection that keeps your van safe against further misfortunes.
Who does commercial van insurance?
Whilst there are advisers offering traditional insurance policies in the UK, not all protection is adequate or valuable enough for commercial van drivers. It’s distinguished from personal or leisure use and you’ll need a more comprehensive policy that secures your van for work routines and chores. A commercial van insurance policy is designed to enhance the level of your protection, offering extra securities for added confidence.
Are you driving on behalf of someone else?
If you’re in the trade of long hauls, either as a courier or a delivery truck, then having the proper policy is key. These kinds of larger transports will need commercial vehicle insurance.
What are you carrying in your van?
If you’re transporting tools or goods that are essential to your trade, it’s critical that you secure a commercial policy. In the scenario that your van is transporting stock or valuable goods for delivery, holding a policy that protects commercial use can save you time, money, and hassle.
Am I carrying personal or commercial goods?
Are you travelling with goods or people as a service? In essence, if you’re on the road for commercial reasons, rather personal ones, than you’ll need to legally secure commercial vehicle insurance.
Clever cover for commerce
The details of a policy – the level of cover and your premiums – will change between providers. Having a clever cover policy means tailoring your protection to your van and your style of work. It helps to ask yourself:
- What type of van do you own?
- How are you using your van?
- What type of business are you involved in?
- How much are you expecting to use the van?
Switch providers – in moments…
Empowered through a protective policy, our drivers and their vans feel comfortable and confident with their level of cover. Nowadays, you can swiftly switch over between providers and secure that confidence with a more comprehensive policy.