Laid Up Car Insurance
Many people keep their classic cars stored away during the winter months. If your vehicle is off the road for a while, ensure it stays protected with the right cover while it’s not being driven.
Carefully curated to meet your requirements
Get the right cover to keep your vehicle protected.
What is Laid-Up Insurance?
How Much Does It Cost?
Whats Covered?
What is laid up insurance?
Simply put, laid up insurance covers a vehicle whilst it’s kept off the road, but does not include any cover for road use.
There are three different levels of laid up cover available from Just Kampers Insurance, which are:
• Accidental damage, and fire,
• Accidental damage, fire, and theft,
• Fire, and theft
This cover applies when the vehicle is kept at your home address, or on a driveway, garage, or during transport in a locked vehicle or secured trailer.
Your vehicle won’t be covered for use on the roads if it has laid up insurance, but it will be covered if driven for track days, race events, or to MOTs and IVA tests.
Why Choose Just Kampers Insurance?
Call us and speak to our specialist team or use our web call back service and we will call you back at a time to suit you.
Monday to Friday from 09:00 – 19:00
Saturday from 09:00 – 14:00
Sunday from 10:00 – 14:00
Get 10% off all parts and accessories at our sister company justkampers.com
A friendly team, there if you need assistance
How much does it cost?
There are different levels of excess, depending on the value of the vehicle. The prices below will give you a good indication of what a laid-up insurance policy will cost, but for more accurate information it’s best to give the Just Kampers Insurance team a call on 01256 444546.
A 55-year-old with a £20,000 VW T2 Bay and Fire & Theft Cover: £118.20
A 40-year-old with a Modified 1992 Golf GTI and Accidental damage, Fire and Theft cover: £109.47
A 30-year-old with a standard 2000 Toyota MR2 and Accidental damage, Fire and Theft cover: £91.22
Who can apply?
Laid up cover from Just Kampers Insurance is available to anyone aged 21 years or older. Any motorised vehicle, whether it’s complete or in build, can be insured with a laid up policy from Just Kampers Insurance, whether or not it’s DVLA registered.
How do you add it?
A quick call to the Just Kampers Insurance team on 01256 444546 is all you’ll need to get set up with laid up cover – it doesn’t take long, and our friendly team will be able to go over the details with you to ensure you’re properly covered.
How long can your vehicle be laid up for?
There’s no set time limit for how long you can have your vehicle on a laid-up insurance policy, you can be laid up for weeks, months or even years.
How do you tell the insurer you’re back on the road?
Just give our Just Kampers Insurance team a call on 01256 444546 and let them know that you’re back on the road, and we’ll be able to talk through ending your laid up cover and getting you competitive, tailored cover to protect your camper, car or other vehicle while you’re on the road.
What’s covered?
We offer insurance policies that take the little things into account. You’ll get access to the standard perks of an insurance certificate, but with a few handy extras. Feel confident with cover that helps you go the extra mile. Examples of our extra benefits are:
- Spare Parts Cover
- Personal Effects Cover
- Agreed Value
Standard
Benefits
Included in every policy:
Unbeatable Price Promise
We’ll match or beat like-for-like quotes, so you know you’re getting great value.
Limited Mileage Discount
Drive less? Pay less with our lower mileage discount.
Modification Cover
Cover for your campervan’s modifications as standard.
EU Driving Cover
Stay covered when driving in Europe.
Salvage Retention
Keep your vehicle if it’s written off.
Legal Protection
Up to £100,000 to cover legal costs and claims.
Personal Protection
Cover for you and your passengers if injuries occur.
Quick Switch
Fast, hassle-free switching with no gaps in cover.
Optional
Benefits
Everything in Standard plus:
Agreed Value
Know exactly what you’ll be paid if your vehicle is written off.
Contents Cover
Protect the belongings inside your campervan.
Breakdown Cover
Roadside assistance to keep you moving.
Windscreen Cover
Cover for windscreen repair or replacement.
Mis-fuelling Assistance
Help if you put the wrong fuel in your vehicle.
Excess Protection
Claim back your excess after an approved claim.
Spare Parts Cover
Protection for stored or carried spare parts.
Personal Effects Cover
Cover for personal items while travelling.
Key Care Insurance
Cover all the keys attached to your fob if you should loose them.