If your car or campervan is off the road, Laid Up Cover could be saving you money. Here’s everything you need to know, including what it is, who can get it, and how much it costs – keeping your vehicle protected while it’s taking a break.
With many people taking their classic VWs off the road for the winter, we thought it was the perfect time to explain more about the laid up insurance cover available from Just Kampers Insurance.
Whether you’re working on or restoring your vehicle over a few months, you’re not driving it while campsites are closed during the off-season, or you just don’t fancy driving your camper during the winter, Just Kampers Insurance has specialist insurance policies to keep your pride and joy protected even when it’s not on the road.
We’ve been providing tailored insurance for all kinds of vehicles, from cherished classics to converted campervans, since 1998, and are trusted by thousands of customers. Don’t just take our word for it; see what our customers have to say here.
What is laid up insurance?
Simply put, laid up insurance covers a vehicle whilst it’s kept off the road, but does not include any cover for road use.
There are three different levels of laid up cover available from Just Kampers Insurance, which are:
• Accidental damage, and fire,
• Accidental damage, fire, and theft,
• Fire, and theft
This cover applies when the vehicle is kept at your home address, or on a driveway, garage, or during transport in a locked vehicle or secured trailer.
Your vehicle won’t be covered for use on the roads if it has laid up insurance, but it will be covered if driven for track days, race events, or to MOTs and IVA tests.
How much does laid up cover cost?
There are different levels of excess, depending on the value of the vehicle. The prices below will give you a good indication of what a laid-up insurance policy will cost, but for more accurate information it’s best to give the Just Kampers Insurance team a call on 01256 444546.
Here are some examples:
A 55-year-old with a £20,000 VW T2 Bay and Fire & Theft Cover: £118.20
A 40-year-old with a Modified 1992 Golf GTI and Accidental damage, Fire and Theft cover: £109.47
A 30-year-old with a standard 2000 Toyota MR2 and Accidental damage, Fire and Theft cover: £91.22
Who can apply?
Laid up insurance from Just Kampers Insurance is available to anyone aged 21 years or older. Any motorised vehicle, whether it’s complete or in build, can be insured with a laid up policy from Just Kampers Insurance, whether or not it’s DVLA registered.
How do you add it?
A quick call to the Just Kampers Insurance team on 01256 444546 is all you’ll need to get set up with laid up cover – it doesn’t take long, and our friendly team will be able to go over all the details with you to ensure you’re properly covered.
How long can your vehicle be laid up for?
There’s no set time limit for how long you can have your vehicle on a laid-up insurance policy. So ultimately, you can be laid up for weeks, months, or even years.
How do you tell the insurer you’re back on the road?
All you need to do is give our Just Kampers Insurance team a call on 01256 444546 and let them know that you’re back on the road, and we’ll be able to talk through ending your laid up cover and getting you competitive, tailored insurance to protect your camper, car or other vehicle while you’re on the road.
Working on a restoration project?
Our sister company, Just Kampers, has thousands of quality parts and accessories for a wide range of Volkswagens and campervans – perfect for restoring a classic or converting a van into a camper.
From appliances and windows to carpet lining and rust proofing, they’ve got everything you need.
Plus, when you insure your vehicle with us, you’ll save 10% on your JK orders – it’s a win-win!
Summary
If you’ve got a vehicle which is off the road, but you’d still like to keep it protected against damage, fire, and theft, laid up insurance could be exactly what you need.
Speak with our friendly team today on 01256 444 546 or request a call back at a time that suits you.
