VW California Campervan Insurance
Get specialist VW California Campervan Insurance from Just Kampers Insurance and protect your camper with cover designed around how you travel and use your vehicle. With over 25 years’ experience arranging campervan insurance, we understand what makes the VW California unique, and how to insure it properly.
Whether you use your VW California for weekend breaks, longer touring holidays, or everyday driving, we’ll help you find flexible, great-value insurance that reflects its true value, factory-fitted features, and campervan lifestyle.
Carefully curated to meet your requirements
Get the right cover to keep your VW California protected.
Policy Benefits
VW Californias We Cover
FAQs
Prices start from just
£365
A year, with an option to spread the cost too.
All About the VW California
The VW California has a long history, rooted in Volkswagen’s decades-old relationship with campervans. Its story begins in the late 1980s, when Volkswagen decided to produce a factory-built campervan that combined the practicality of the Transporter with the comfort and features camper owners were increasingly demanding.
The first VW California was launched in 1988, based on the Volkswagen T3 (T25). Unlike many campervans of the time, which were converted by third-party companies, the California was designed and built by Volkswagen itself. This marked an important shift, establishing the Volkswagen California as a purpose-built camper rather than an aftermarket conversion.
As the Transporter evolved, so did the VW California. Each new generation built on the strengths of its predecessor while introducing improved comfort, safety, and usability.
T3 (1988–1991): The original California offered a compact layout with sleeping and cooking facilities, setting the foundation for the model’s reputation for clever design.
T4 (1991–2003): The move to front-engine, front-wheel drive improved interior space and driving comfort, making the California more practical for longer journeys.
T5 (2003–2015): Further refinements brought improved engines, better handling, and more sophisticated interiors, helping the California appeal to a wider audience.
T6 and T6.1 (2015–present): Modern VW Californias feature advanced safety systems, efficient engines, refined interiors, and updated technology, while retaining the compact camper layout that made the model famous.
Throughout these generations, Volkswagen has remained committed to producing the California as a factory-built campervan, ensuring consistent quality and integration.
Factory-Built Design and Intelligent Layout
One of the key strengths of the VW California is its factory-built design. Every element from the pop-top roof to the kitchen and seating is engineered specifically for campervan use rather than added later as a conversion.
Inside, the California typically includes:
• An elevating pop-top roof with an integrated upper sleeping area
• A compact but practical kitchen with a hob, sink, fridge, and storage
• A rear bench seat that converts into a lower bed
• Swivelling front seats to create a comfortable living space
This intelligent layout allows the California to offer impressive functionality within a relatively compact footprint, making it especially appealing to drivers who want a campervan that doesn’t feel intimidating on the road.
Everyday Practicality Meets Camper Comfort
Another major advantage of the VW California is how easy it is to live with day to day. With the roof closed, it remains low enough to access most car parks and drive-through height restrictions, something that larger campervans often struggle with.
The California drives much like a car, making it:
• Easy to manoeuvre in towns and cities
• Comfortable on long motorway journeys
• Suitable for drivers new to campervans
At the same time, when parked up and set up for camping, it transforms into a capable and comfortable camper that’s ideal for couples, small families, and solo travellers.
Do I Need Special Insurance for a VW California Campervan?
Yes, even though the VW California is a factory-built campervan, it still benefits significantly from specialist campervan insurance rather than standard car or van cover.
The reason is simple: a VW California isn’t just a vehicle, it’s a fully equipped camper with purpose-built features that affect its value, use and risk profile. Things like the pop-top roof, integrated beds, kitchen units, leisure electrics, and interior storage transform it from a standard Transporter into a lifestyle vehicle, and that means standard car insurance often won’t provide the level of protection you need.
Specialist campervan insurance is designed to reflect:
- Camper-specific features, such as the pop-top roof, beds, kitchen, and built-in storage
- Leisure usage patterns, including holidays, road trips, and weekend adventures
- Included accessories and optional extras, from awnings and electrics to solar panels
- True value of the vehicle, not just basic market value
Our campervan insurance policies include some great benefits to help you make the most of your camper. These standard policy benefits include:
- Salvage Retention, so that you can recover things like fridges, alloy wheels, appliances, and any other parts of your California if the worst should happen and it’s written off,
- European Driving Cover, so you’re free to drive your VW California in over 30 different countries throughout the EU and beyond.
These are just a few of the benefits you’ll get as standard when you get VW California campervan conversion cover with Just Kampers Insurance, and you can see even more of them on our policy benefits page.
Why Pick Just Kampers Insurance?
Since 1998, we’ve been providing specialised campervan insurance, which means we know just how to secure the best deals for insuring your VW California campervan.
We’re so sure about our pricing that we offer a £50 Price Promise. If we can’t match your like-for-like vehicle insurance quote, we’ll give you a £50 Just Kampers gift voucher. It’s a win-win situation: you either get an excellent deal on VW California campervan insurance, or you receive £50 to spend on parts and accessories for your camper at Just Kampers.
But don’t just take our word for it. We utilise Trustpilot to gather and showcase thousands of authentic reviews from real Just Kampers Insurance customers, allowing you to see why so many campervan owners choose us. The team at Just Kampers Insurance consists of fellow campervan enthusiasts who understand how to find the right insurance for your needs.
Whether you own a factory-built VW California or one with extra accessories and upgrades, we’ll assist you in finding the best coverage. We’ll also help you customise your policy, enabling you to add optional benefits that fit your campervan usage.
Some popular options include:
• Agreed Value Insurance, ensuring your VW California is covered for its actual value instead of the standard market value.
• Breakdown Cover, which helps you get back on the road swiftly if you face any mechanical problems.
• Contents Cover, safeguarding a variety of items inside your campervan, including camping gear and kitchen fittings.
You can learn more about these optional policy benefits, along with all the others we provide, on our Policy Benefits page, or chat with our friendly team when you call.
Contact us today at 01256 44 45 46, or request a callback at your convenience, and discover how much you could save on VW California campervan insurance with Just Kampers Insurance.
Pamper Your VW California Campervan With a Tailored Policy
We offer insurance policies that take the little things into account. You’ll get access to the standard perks of an insurance certificate, but with a few handy extras. Feel confident with cover that helps you go the extra mile.
Standard
Benefits
Included in every policy:
Optional
Benefits
Everything in Standard plus:
Why compromise on insuring your precious vehicle when we'll give you £50* if we are not the cheapest.
VW California Campervan Insurance FAQs
Why do I need an Agreed Value from Just Kampers Insurance?
Many owners of VW Californias choose to opt for an Agreed Value policy in order to further protect the financial investments they have made to their van or camper. Such a policy ensures that you will receive a full and fair payout in the event that your vehicle is involved in an irrecoverable incident, rather than one that reflects the market value of your vehicle at that time.
Visit our Agreed Value page to find out more.
Do you offer free legal protection?
Yes, all of our insurance policies come with legal protection included. This offers you extra protection should you be involved in an incident in the UK or Europe that was not your fault. Cover includes:
- Up to £100,000 for vehicle repairs, hire costs, and legal expenses
- Help in claiming for compensation due to injuries incurred by yourself or your passengers
- Legal assistance when pursuing claims not covered by your original insurance
- Access to helplines
What VW California models do you cover?
Just Kampers Insurance are the UK’s only campervan insurance specialists, and as such we are able to cover all of the following Volkswagen California models:
- T25 / T3
- T4
- T5 and T5.1
- T6 and T6.1
- California Ocean
- California Beach
- California Coast
Are factory-fitted VW California amenities valued differently than aftermarket conversions?
Yes, factory-fitted amenities in VW California models are typically valued higher than aftermarket conversions when it comes to insurance. This is because factory-fitted features are designed and installed by the manufacturer, ensuring compatibility, safety, and quality. In contrast, aftermarket conversions, while often high-quality, may vary in standard and could affect the vehicle’s value differently.
At Just Kampers Insurance, we offer tailored policies that recognise the value of your VW California’s original features. Our optional Agreed Value cover ensures that your vehicle’s worth is accurately reflected, providing peace of mind in the event of a claim. We also offer modification cover, which can accommodate enhancements made to your vehicle, ensuring all improvements are considered in your policy. For more information or to get a quote, visit Just Kampers Insurance.
Do you cover VW California Ocean/Beach/Coast model variants differently?
Yes, at Just Kampers Insurance, we recognise the distinct features and specifications of each VW California model variant—Beach, Coast, and Ocean—and tailor our insurance policies accordingly.
- California Beach: Traditionally, this variant was a more basic model without a built-in kitchen or elevated roof. However, the T6.1 Beach Camper now includes a pull-out kitchenette, enhancing its campervan capabilities.
- California Coast: This model offers a fully integrated kitchen and additional amenities, providing a more comprehensive campervan experience.
- California Ocean: The top-tier model, featuring an electro-hydraulic elevating roof, advanced kitchen facilities, and enhanced comfort features.
Our policies are designed to reflect these differences, ensuring that each variant is appropriately valued and covered. Whether you own a Beach, Coast, or Ocean model, we offer tailored insurance solutions to meet your specific needs.
For more information or to get a quote, visit Just Kampers Insurance.
How does the VW California's elevating roof mechanism affect coverage?
The elevating roof on a VW California enhances both functionality and value, and it’s crucial to ensure it’s properly covered under your insurance policy.
Key Considerations:
- Modification Declaration: Any structural modifications, including the elevating roof, must be declared to your insurer. Failing to do so can invalidate your policy.
- Increased Value: The elevating roof adds value to your campervan. Ensure your insurance reflects this added value to avoid being underinsured.
- Maintenance and Repair: Regular maintenance of the elevating roof is essential to prevent damage. Some insurers may require evidence of ongoing maintenance to keep your policy valid.
At Just Kampers Insurance, we offer tailored policies that recognise the value of your VW California’s original features, including the elevating roof. Our optional Agreed Value cover ensures that your vehicle’s worth is accurately reflected, providing peace of mind in the event of a claim.
For more information or to get a quote, visit Just Kampers Insurance.
Is my VW California's built-in awning covered against damage?
Yes, at Just Kampers Insurance, our campervan policies can include coverage for your California’s built-in awning, provided it’s declared and specified in your policy. This coverage typically protects against accidental damage, theft, or vandalism. However, it’s essential to note that standard policies may not cover wear and tear or damage resulting from misuse. To ensure your awning is adequately protected, consider adding Campervan Contents Cover, which insures items like your awning, outdoor furniture, and camping equipment up to £2,000.
If your California is used for hire purposes, our Campervan Hire Insurance includes up to £1,000 cover for loss or damage to your awning.
For tailored advice and to ensure your awning is covered appropriately, contact our specialist team at Just Kampers Insurance. They can provide guidance on the best coverage options for your needs.