Here are some of the cheapest classic VWs to insure in the UK, so you can get an idea of how much it costs to get insurance if you’re looking at buying your first old-school Volkswagen.
If you’re a classic VW enthusiast, you’ll appreciate the charm, history, and strong sense of community that comes with owning one. But one thing that’s often overlooked is insurance. It’s an important part of protecting your pride and joy, so it’s essential to get a policy that works for you.
Here at Just Kampers Insurance, we offer tailored policies designed specifically to protect your classic VW and give you complete peace of mind.
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Which VWs are Classics in the UK?
Let’s start by checking which VWs are classified as classics here in the UK, so it’s clear from the start.
According to HMRC, a car is considered a classic or ‘historic vehicle’ if it was built or registered more than 40 years ago – provided it hasn’t undergone any ‘substantial changes’ in the last 30 years. At 40 years old, a car becomes exempt from both vehicle tax and MOT testing.
However, while this is HMRC’s definition, insurance providers may have different criteria for what constitutes a classic car. Here at Just Kampers Insurance, we understand that one size doesn’t fit all. Classic cars are very different to your everyday vehicles, and that’s why it’s important to find an insurance policy that’s tailored to suit your specific requirements.
If you’re not sure whether your vehicle counts as a classic, simply get in touch with our friendly team.
VW Beetle: Insurance from £105 a year
Few cars are as instantly recognisable as the VW Beetle. Since it first hit the road, it has become a global icon with a huge following and years of history behind it. Whether it’s a pristine original, a stylish Cabriolet, or a modified classic like a Baja bug, every Beetle is unique – and we can help you protect it.
The VW Beetle is not only a symbol of automotive history, but also one of the most affordable classic VWs to insure. At Just Kampers Insurance, we offer Classic VW Beetle Insurance starting from just £105 a year, with flexible payment options available too!
Why is classic Beetle insurance so affordable?
- Owners tend to maintain them well
- They are driven with care
- They are usually stored securely
- They are typically used on occasion rather than for daily commutes
VW T2 Split Screen: Insurance from £115 a year
The VW T2 Split Screen, produced between 1950 and 1967, is a beloved classic among campervan lovers. With its iconic split windscreen and distinctive V shape on the front panel, it’s one of the most recognisable and cherished classics out there.
Whether you own a panel van or an 11-window bus, you can count on us for reliable and affordable cover. Here at Just Kampers Insurance, policies for the T2 Split start from just £115 per year, with tailored insurance to suit your needs.
Why is it so affordable to insure a T2 Split?
- Owners typically maintain these iconic rides well
- They are often safely tucked away
- They are usually driven with great care and attention
- They are mostly used for weekends or shows, not regular commutes
VW T2 Bay Window: Insurance from £115 a year
The T2 Bay Window came after the Split Screen, produced between 1967 and 1979. It introduced a more modern design, but maintained the classic VW charm. It’s no surprise that this remains a favourite among classic VW fans and campervan enthusiasts.
Insuring a T2 Bay with us is also very affordable, with our prices starting from just £115 per year, providing tailored cover to suit your bus and how you use it.
What makes the T2 Bay Window insurance so affordable?
- They are typically kept safe in garages or under cover
- They get lots of TLC from dedicated owners
- They are only really used for special occasions
- They’re generally driven with care
VW T25 / T3: Insurance from £115 a year
First introduced in 1979, the VW T25 (also known as the T3) is a practical and comfortable camper with plenty of character. Its boxy shape and quirky charm have made it a popular choice with campervan lovers across the UK, Europe, and North America for many years.
At Just Kampers Insurance, you can insure your T25 from as little as £115 a year. Whether you’ve got a restoration project, an original in mint condition, or a modified model, we’ll help you find a policy that fits your vehicle and your lifestyle.
Why are T25s so affordable to insure?
- They’re mainly enjoyed on weekends or at classic vehicle shows
- They are usually well-maintained by owners
- They’re often stored securely when not in use
- Owners drive them sensibly
VW Type 3: Insurance from £105 a year
The Volkswagen Type 3 is a sleek, air-cooled classic that was manufactured between 1961 and 1973. Available in three variations – the Fastback, Notchback, and Squareback – it was a popular family car thanks to its stylish design and practicality.
Type 3s can be insured with Just Kampers Insurance from as little as £105 a year, with an option to spread the cost, too!
Why is VW Type 3 insurance so affordable?
- Type 3s are generally well-maintained by owners
- They are typically driven with care
- They have low annual mileage, only driven on occasions rather than commutes
- When not in use, they’re often tucked away safely
VW Karmann Ghia: Insurance from £129 a year
Produced between 1955 and 1974, the VW Karmann Ghia is a true classic – a stylish sports car that cleverly combines Italian design with German engineering. Its timeless appearance and major popularity make it one of the most desirable classics in the VW world.
At Just Kampers Insurance, you can insure your Karmann Ghia from just £129 a year, with tailored cover to protect your beloved classic.
What makes the Karmann Ghia so affordable to insure?
- They’re treasured vehicles that are well-maintained by their owners
- Most people store them securely when not in use
- Owners generally drive them very carefully
- They’re only used for shows or special occasions, not regular drives
VW Beach Buggy: Insurance from £105 a year
Introduced in the 1960s, the Beach Buggy quickly caught the attention of adventure-lovers. Built on a Beetle chassis, it was designed for off-road terrain, with its simple design and lightweight body making it fun to drive.
These days, Beach Buggies are well-loved classics, often customised with bold modifications, making each one completely different.
At Just Kampers Insurance, we offer Beach Buggy cover from just £105 a year, with policies that consider the unique features and uses of the vehicle – giving you reliable protection at a great price.
Why are Beach Buggies so cheap to insure?
- They’re well looked after by passionate owners
- They’re usually kept in a safe place when not in use
- They are typically driven sensibly
- They’re used occasionally for leisure, not daily journeys
Classic VW Golf: Insurance from £105 a year
The classic VW Golf – MK1, MK2, and MK3 models – is a popular vehicle that helped define the modern hatchback. Built between 1975 and 1997, the classic Golf is known for its solid build and practicality, and has become a cherished classic in its own right.
Here at Just Kampers Insurance, you can insure your classic VW Golf from just £105 a year, with reliable cover designed for historic VWs and those who love them.
What makes classic Golf insurance so affordable?
- Owners look after them well
- They’re often stored away securely to preserve their condition
- They’re typically enjoyed on special occasions rather than daily commutes
- They’re generally driven with extra care and attention
A Quick Summary
Owning a classic Volkswagen doesn’t have to cost a fortune in insurance costs. Here at Just Kampers Insurance, we specialise in insuring classic VWs and campervans, offering affordable prices so you can focus on your pride and joy.
Some of the cheapest classic VWs to insure with us include the following models:
- VW Beetle: From £105/year
- VW Type 3: From £105/year
- VW Beach Buggy: From £105/year
- VW Golf: From £105/year
- VW T2 Bay Window: From £115/year
- VW T2 Split Screen: From £115/year
- VW T25/T3: From £115/year
- VW Karmann Ghia: From £129/year
As classic VW owners ourselves, we understand the unique needs that come with owning and maintaining these iconic rides. That’s why our policies are tailored to suit your specific vehicle and how you use it.
Whether you’re a seasoned collector or a new enthusiast looking to insure your first classic Volkswagen, we’re here to provide the right cover – at the right price.
Get in touch for more information or click here to get an online quote.
Save Even More With Just Kampers
When you insure a vehicle with us, you’ll unlock an exclusive 10% discount on parts and accessories at our sister company, Just Kampers.
Whether you’re restoring a classic Beetle, upgrading your camper, or adding those finishing touches to your Beach Buggy, you can keep your costs down without compromising on quality. From engine parts and body panels to interior upgrades and essential tools, we’ve got everything you need to get the most out of your VW, for less.
Click here to find out more about the 10% discount.
