Campervan Conversions, Implications for Insurance

24 April 2023

So, you’ve purchased a bog-standard panel van and are in the throes of preparing it for conversion or you’ve arranged for it to be professionally converted to suit your specific needs, whether it be for mountain biking trips, full-blown European holidays or just for camping at shows, festivals, and events.

It’s important to make sure that you tell your insurer about any changes that are made to ensure they are accounted for should the worst happen. Don’t worry though, Just Kampers Insurance is precisely set up to accommodate your specific campervan conversion insurance requirements.

Anyone who’s worked on a van conversion will likely be very protective over their hard work. At Just Kampers Insurance, we appreciate the beauty that is a camper conversion project and are well aware that no two converted vans are the same. That’s why we take time to consider all the features and modifications of every campervan we insure so that we offer the right cover to keep it protected.

Look at our blog on how much a campervan conversion costs.

Here are some considerations you should make before insuring your camper.

Converted Camper Interior

Campervan conversions and the implications for insurance.

Anything that changes how your vehicle drives or looks can be classed as a modification and this includes making changes to the interior of your vehicle.

Adding items such as a rock and roll bed, pop top, insulation, leisure battery, captains’ seats, additional windows, a gas stove and kitchen fittings are all fairly “standard” parts of a camper conversion but are also all classed as modifications, so you need to ensure you find an insurer that understands and accepts this.

Cover for certain high-risk modifications that even many specialist camper van conversion companies may not be able to accept such as log burners, can also be arranged (although may incur additional terms such as the requirement for a fire extinguisher or a higher excess for Fire).

Insuring a campervan conversion.

Some insurance companies will have strict criteria as to what constitutes a Campervan Conversion and indeed, even the DVLA have fixed criteria that must be met for them to recognise it as a conversion but Just Kampers Insurance are still able to cover your conversion, even if it doesn’t meet all the DVLA criteria to get the logbook changed.

Campervan Conversion Insurance – Peace of mind with Just Kampers Insurance

Just Kampers Insurance can cover professional, custom, or self-build conversions and have policies that can cater to camper conversions of any age or size and even Micro Campers converted from large cars or people carriers. We are also able to provide cover during the conversion, so you are still free to travel or go camping even while the van is not fully converted.

When you speak to the Just Kampers Insurance team you’ll get bespoke quotes, tailor-made to your individual conversion, so you don’t have to worry about not being covered properly. Whether you drive a professionally converted coach-built Camper or a DIY converted commercial vehicle we can arrange a policy to accommodate it.

Converted Camper Interior

List of modifications we cover

We know how hard it can be to find fair insurance for modified vans, so we take the time to put together the right policy which means you don’t need to compromise on coverage or price. The modifications we insure include the following:

• Cosmetic changes including spoilers and body kits
• Racking, storage, and interiors
• Adding or removing seats
• Adding or removing windows
• Adding different power supplies, split charge & 240v hook up
• Non-standard alloy wheels
• Audio or entertainment upgrades
• Refrigeration
• Suspension modifications Lowering / Air-ride setups / adjustable ride height.
• Facelift upgrades
• Engine power upgrades / Remapping
• Non-standard engine replacements
• Paint / Graphics / Body wraps
• Cooking / gas / sink installations

Speak to the Just Kampers Insurance team to learn more about our modification cover.

When you insure your campervan conversion you automatically receive the following benefits.

Our range of Policy Benefits mean that you can enjoy your travels with peace of mind.

10% Off parts, accessories, and camping equipment from our sister company Just Kampers for the duration of your policy.
Limited mileage discount
EU driving cover
Salvage Retention
Modification Cover
Legal protection upto £100,000
Personal Protection

And because everyone is different we’ve created a range of optional policy benefits so that you can shape your insurance exactly the way you want.

You can rely on Just Kampers Insurance to put the right policy in place for your camper conversion, regardless of its age and model type.

But don’t just take our word for it, our customers rate us as excellent on Trustpilot.

Converted VW T5.1 Camper
Converted VW T5.1 Camper

So, give us a call on 01256 674522 and let one of our specialist team discuss your requirements. Or Get an online quote today or arrange a call back and let us call you at a convenient time.

Written by: Jason Sims

Jason is a Marketing Executive at Just Kampers who is a fully-fledged VW enthusiast, with over 20 years’ experience in keeping Volkswagens old and new on the road, he currently owns a 69 Cal Look Beetle, and enjoys attending VW shows and Camping with friends and family.

Whatever you drive, we've got you covered

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