This blog explores the ins and outs of converting a van into a campervan, from an insurance perspective. From the right insurance cover to our policy benefits, we’re here to answer your questions and get you on the road with confidence.
So, you’ve purchased a bog-standard panel van and are in the throes of preparing it for conversion, or you’ve arranged for it to be professionally converted to suit your specific needs, whether it be for mountain biking trips, full-blown European holidays or just for camping at shows, festivals, and events.
It’s important to tell your insurer about any changes that are made to ensure they are accounted for should the worst happen. If you don’t declare any modifications, you could find your policy is invalidated. Don’t worry though, Just Kampers Insurance is precisely set up to accommodate your specific campervan conversion insurance requirements.
Anyone who’s worked on a van conversion will likely be very protective over their hard work. At Just Kampers Insurance, we appreciate the beauty that is a camper conversion project and are well aware that no two converted vans are the same. Loads of us here at Just Kampers Insurance are proud campervan owners ourselves, which is why we take time to consider all the features and modifications of every campervan we insure, so that we offer the right cover to keep it protected.
Take a look at our blog on how much a campervan conversion costs if you’re just starting out.
Here are some key things to consider before insuring your camper.
How do campervan conversions affect your insurance?
Anything that changes how your vehicle drives or looks can be classed as a modification and this includes making changes to the interior of your vehicle.
Adding any kind of conversion items such as a rock and roll bed, pop top, insulation, leisure battery, captains’ seats, additional windows, a gas stove and kitchen fittings are all fairly “standard” parts of a camper conversion, but are also all classed as modifications, so you need to ensure you find an insurer that understands and accepts this.
Cover for certain high-risk modifications that even many specialist camper van conversion companies may not be able to accept such as log burners, can also be arranged (although this may incur additional terms such as the requirement for a fire extinguisher or a higher excess for Fire).
What do I need to know about insuring a campervan conversion?
Some insurance companies will have strict criteria as to what constitutes a Campervan Conversion and indeed, even the Driver and Vehicle Licensing Agency (DVLA) have fixed criteria that must be met for them to recognise it as a conversion. But Just Kampers Insurance are still able to cover your conversion, even if it doesn’t meet all the DVLA criteria to get the logbook changed.
Want peace of mind for your Campervan Conversion? Try Just Kampers Insurance
Just Kampers Insurance can cover professional, custom, or self-build conversions and have policies that can cater to camper conversions of any age or size and even Micro Campers converted from large cars or people carriers. We are also able to provide cover during the conversion, so you are still free to travel or go camping even while the van is not fully converted.
When you speak to the Just Kampers Insurance team you’ll get bespoke quotes, tailor-made to your individual conversion, so you don’t have to worry about not being covered properly. Whether you drive a professionally converted coach-built Camper or a DIY converted commercial vehicle we can arrange a policy to accommodate it.
Modifications we cover
We know how hard it can be to find fair insurance for modified vans, so we take the time to put together the right policy which means you don’t need to compromise on coverage or price. The modifications we insure include the following:
• Cosmetic changes including spoilers and body kits
• Racking, storage, and interiors
• Adding or removing seats
• Adding or removing windows
• Adding different power supplies, split charge & 240v hook up
• Non-standard alloy wheels
• Audio or entertainment upgrades
• Refrigeration
• Suspension modifications Lowering / Air-ride setups / adjustable ride height.
• Facelift upgrades
• Engine power upgrades / Remapping
• Non-standard engine replacements
• Paint / Graphics / Body wraps
• Cooking / gas / sink installations
Speak to the Just Kampers Insurance team to learn more about our modification cover.
Get even more when you insure your campervan conversion with Just Kampers Insurance
When you insure your campervan conversion with us, you automatically receive the following policy benefits, so you can enjoy your travels with peace of mind:
• Limited mileage discount
• EU driving cover
• Salvage Retention
• Modification Cover
• Legal protection up to £100,000
• Personal Protection
• 10% Off parts and accessories, from our sister company Just Kampers for the duration of your policy.
And because everyone is different we’ve created a range of optional policy benefits so that you can shape your insurance exactly the way you want.
You can rely on Just Kampers Insurance to put the right policy in place for your camper conversion, regardless of its age and model type.
We’ve been insuring campervans since 1998, so we know exactly how to get you the best deals on tailored cover that suits your needs.
But don’t just take our word for it, our customers rate us as excellent on Trustpilot. Click here to see our reviews from verified customers.
Summary
It’s so important to find the right insurance policy for your converted campervan.
You’ll need an insurer who understands campervans inside out, and covers all the modifications relating to your camper. It does add a few extra layers, but overall, with the right provider, you can get your campervan conversion protected in no time.
Get a quick quote online or speak to our friendly team today about insuring your campervan conversion with Just Kampers Insurance.
So, give us a call on 01256 674522 and let one of our specialist team discuss your requirements. Or Get an online quote today or arrange a call back and let us call you at a convenient time.
