Driving a Campervan on Your Current Licence: All You Need to Know

2 August 2022 | Last updated 26 November 2024

Unsure if your current driving licence allows you to get behind the wheel of a campervan? This guide will take you through the licence categories and key requirements, to help you determine if you’re road-trip ready.

Before you go ahead and purchase the campervan (or motorhome) of your dreams, you need to check that you can actually drive it. While yes, you can probably get behind the wheel, put the clutch in, and drive off, you could be driving it illegally if you don’t have the right licence.
Today, we answer the question of what licence requirements you’ll need to be able to drive your campervan of dreams, no matter how big it is!

How Do I Know If I Can Drive a Campervan?

Essentially, how heavy is the campervan and how old are you? The answers to these two questions are your first hurdle to overcome.

The weight of your campervan is the MAM (Maximum Authorised Mass), also called Gross Vehicle Weight (GVW) or permissible maximum weight.

MAM is the maximum weight that your vehicle can carry safely when on the road. You can find the MAM of any vehicle by either looking in the owner’s manual, or by checking inside the vehicle, as most vehicles will have it stamped on a metal plate or sticker somewhere on the chassis.

Then, your age is important because if you passed your test before 1st January 1997, there will be different allowances of what MAM you can drive compared to those who passed their test on or after January 1st, 1997.

Once you’ve got the answers to these two questions, you can move onto the next step.

What MAM (Maximum Authorised Mass) Can I Drive?

If you passed your test before 1st January 1997, then you can drive a Category B (smaller campervans and cars) vehicle and trailer combination of up to 8,250 kg MAM. You’ll also automatically have Category C1 (vehicles between 3,500kg and 7,500kg MAM) on your licence. This will cover you for pretty much every campervan or motorhome commonly available on UK roads, aside from the American RV style motorhomes.

If you passed your test on or after the 1st January 1997, then you’ll be able to drive Category B vehicle and trailer combination up to 3,500kg MAM. This should cover you for smaller campervans and motorhomes. The heaviest T6 currently available is 3,200kg MAM, so you’ll be ok with VWs. However, if you want to drive anything larger like Mercedes Sprinters, you’ll inevitably need to get your Category C1, which those who passed before 1997 have automatically.

The change had to be made at some point as vehicles got larger and more advanced, and driving tests changed to accommodate newer styles of driving.

What’s the difference between Category B and Category C1?

Category Bs are four wheeled vehicles up to a certain weight. It’s what most people would drive on a day-to-day basis for social, domestic, pleasure and commuting purposes.

Category C1 can be thought of as entry level HGV vehicles or specialist work vans. If you’re wanting to drive larger vehicles for work, then you may want to get your C1 if you haven’t already.

Should I Get My Category C Licence for My Campervan or Motorhome?

Category C is for vehicles over 3,500kg with no upper limit. If you’re planning to get an American RV at some point, or drive lorries or buses for work, then you may want to consider getting your Category C. Aside from this, there shouldn’t be a need for you to get your Category C.

So, Can You Drive a Motorhome or Campervan on a Car Licence?

Technically, yes, as long as the campervan or motorhome is under the MAM weight that your licence allows in your Category B section.

However, unlike licence categories, you can’t use the same insurance for your car and your campervan. Speak to Just Kampers Insurance today for a competitive quote that is tailored to your campervan needs.

FAQs about Campervan Insurance

How much is campervan insurance?

As every policy is custom, and campers undergo a lot of customisations, its dependent on individual circumstance and a multitude of factors! You can always get a quote to find out.

Is it cheaper to insure a van or a campervan?

Van insurance is more expensive than campervan insurance, as vans often contain more expensive contents when used as work vans. For vans, you’ll often also need business insurance as well, or one that covers you for business use, something campervans don’t need.

Can you insure a campervan as a van?

If your campervan meets the DVLA requirements for being a motor caravan, regardless of what your logbook says, you need to insure it as a campervan, if that’s what you’re using it for. This means you get appropriate cover for your use.

Can I drive a campervan on my car insurance?

No, you can’t drive a campervan on your car insurance. Your insurance needs to be appropriate for the vehicle you drive, and a campervan isn’t the same as a car. Even if you have a converted campervan, then you need to get campervan insurance, rather than relying on your car insurance.

What won’t campervan insurance cover?

Car insurance won’t cover the following:

  • Infestations of rat, mice, bugs or other vermin
  • Wear and tear
  • Theft, if you’ve left your keys in it, windows open or door unlocked

It’s always worth giving your policy a read to check.

Do I need different insurance if I’m planning to live in my van?

No, you don’t need different insurance if you plan to live in your van. You will need to ensure you have the correct cover, such as contents insurance, and the insurer is aware you will be living in your van.

You may want to consider taking out a life or home insurance policy that covers you for van living, in case of an emergency.

Can I insure a car and campervan on the same policy?

You can only insure a car and van on the same policy if you have a multi vehicle policy. It’s important that you have the correct policy type for your needs, and that you get a bespoke policy tailored.

Why Choose Just Kampers Insurance?

We offer a range of policy choices and additions designed to suit a range of needs, from Agreed Value cover that protects the true value of your vehicle, to short-term temporary insurance.

Get 10% off all parts and accessories at our sister company justkampers.com

A friendly team, there if you need assistance

Written by: Jason Sims

Jason is a Marketing Executive at Just Kampers who is a fully-fledged VW enthusiast, with over 20 years’ experience in keeping Volkswagens old and new on the road, he currently owns a 69 Cal Look Beetle, and enjoys attending VW shows and Camping with friends and family.

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