Why Are Campervans So Expensive?

Published 1 September 2021 | Last updated 29 September 2025

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This guide takes you through the reasons why campervans are so expensive and shares practical tips to help you save money when buying your own.

After deciding to buy a campervan, it only takes a little bit of research to realise that they are a substantial investment. Obviously, there are two ends of the scale, and a brand-new model is going to be significantly more expensive than a second hand one with high mileage.

There are many factors that will affect the price and, as with anything, it’s usually the more expensive options that are more worthwhile. Let’s take a look at some of the reasons why campervans are so expensive.

 

Six Reasons Why Campervans are So Expensive

The high cost of campervans usually comes down to how they’re made and when they’re purchased. A few key factors to keep in mind when considering campervan prices include:

1. The labour costs to build a campervan are high

One of the main reasons why campervans are so expensive is simply because they are expensive to build. Unlike regular vehicles, which are predominantly built by machines, campervans require more of the skills and artisanship of humans to build them.

Much of the interior is fitted by hand, from kitchen cabinets and other furniture to the carpeting or laminate flooring. Not to mention the plumbing in of the kitchen and toilet appliances. It’s these additional fittings that cause a campervan to take longer to build than an ordinary vehicle.

2.   Campervan amenities are expensive to source and fit

Most campervans start as regular vans, but the added amenities are what drive up the price. Features like toilets, kitchen fittings, beds, and storage areas all cost money to buy and install. And it’s not just the materials you’re paying for – you also need to factor in the additional labour costs.

VW T4 with a pop-top roof, parked on a hill for sunset

3.   Added extras and customisation cost more

As with most vehicles, when you buy a new campervan it’s usually possible to make requests for customisations or additional features. These, of course, will cost more – often significantly so. Examples of this could be:

  • Different flooring – you may be given the option to have laminate flooring fit instead of carpet, or vice-versa.
  • Additional storage space – it might be possible to request more storage areas that would not be fitted as standard, such as overhead shelves or cupboards.
  • Appliance choices – some manufacturers may also offer different options when it comes to kitchen fittings, and premium brands will bump up the cost.
  • Solar panels – while solar panels can provide a helpful power source and may actually lead to savings overall, to supply and fit them will cost the customer more.

Other features could be similar to those of an ordinary vehicle, such as choosing your seat material, or other dealership add-ons such as tyre cover.

4.   Campervans need to be made with heavy-duty parts

Campervans need to safely support heavy materials, such as furniture and kitchen appliances, as well as a number of passengers. This weight means that campervans need to be built with heavy-duty parts such as large engines, heavier suspension, and hard-wearing tyres. All these parts cost more to buy, compared to those used in many other vehicles, which is reflected in the price.

Why are Campervans so Expensive?

5.   The make and model make a difference

As with any vehicle, the make and model of a campervan will also impact its cost. VW campers are notoriously expensive, largely because they are so popular.

The Volkswagen brand became synonymous with campervans in the 1960s and 70s, when ‘hippies’ travelled across the world in them. Since then, VW have released many more campervan models, but the original style remains one of the most expensive. This is in no small part due to the romanticised image people have of camping in a VW.

6.   Supply and demand have a significant impact on price

Another factor that plays a big part in the cost of a campervan is the supply and demand circumstances at the time of purchase. Before 2020, campervans in the UK would be more expensive at the start of the summer, and less so at the end of the season, simply because more people were in the market.

Following the height of the COVID-19 pandemic, campervan prices have seen a considerable rise. With complicated travel restrictions and the surge in ‘staycations’ in the months that followed, the UK has seen an increased demand, as more people chose to holiday in the UK rather than travel abroad.

While international travel has now mostly returned to normal and the initial surge has eased, the pandemic’s influence on the campervan market continues to be felt, with lasting effects on prices and demand.

A VW T25 Campervan Driving Through A Forest Road

Is it cheaper to buy a second-hand campervan?

Yes, a cheaper way to acquire a campervan is to opt for a second-hand one. These can still be pricey, but there are many more factors that will impact this. It’s up to the buyer to decide how much each of the determining factors matters to them:

  • Year of manufacture
  • Mileage
  • Work carried out
  • Service history
  • Exterior damage (scratches and dents)
  • Interior damage (is it mechanically sound?)

Each of these can drive the price of a second-hand campervan up or down, but it ultimately depends on personal opinion and understanding as to how much each factor matters.

For example, a high-mileage campervan might seem expensive at first glance, but if it has had a new engine fit recently it could be worth the price.

Converted campervan driving through the countryside

How can I save money on a campervan?

As well as opting to buy a second-hand model, there are a few other ways to save money on buying a campervan. These include:

Buy a new campervan at the end of the tax year

Many campervan vendors will offer better deals on campervans at the end of the tax year, before the next year’s models are released, in order to get them off the forecourt. Try shopping for a campervan in March, before the new models and number plates start appearing in April.

Wait until the end of the season

In previous years, both new and used campervans have been less expensive at the end of the season, when there are fewer people in the market. While the impact of COVID-19 has affected this, the impact is slowly decreasing, and in the next few years it is likely to, once again, be more cost-effective to buy a campervan in the wet and chilly winter months, rather than spring or summer.

Campervan driving along a scenic route with bikes on the back

Consider a campervan conversion project

Probably the most popular solution to the problem of campervan expense is to carry out a campervan conversion instead. While such projects are often time-consuming, they are also very rewarding and can help an owner save considerable amounts of money.

After all, if you have unlimited time to make updates and changes to your converted camper, it can cost as much as you want, when you want.

Popular vans to convert into campers include Renault Trafics, Ford Transits, and Mercedes Sprinters. Whether you choose to buy a new or used van will of course impact its price, however it’s important to realise that choosing a used van may end up being just as – if not more – expensive than a new one if you encounter mechanical problems. Be sure to do a thorough check on any second-hand vehicle before committing.

If you like the idea of a campervan conversion, it’s worth planning for the work involved and deciding who will take it on. Many buyers start out thinking they will do everything themselves, only to discover the project requires more time, tools, and expertise than expected. Calling in professionals can quickly increase costs, so having access to the right parts and advice from the start can make a huge difference.

That’s where our sister company Just Kampers comes in. When you insure with us, you’ll get 10% off campervan conversion parts and accessories at Just Kampers — from essential fittings and fixtures to clever space-saving solutions and stylish upgrades. With thousands of products designed specifically for campervans, you’ll find everything you need to bring your dream conversion to life.

Browse the full range here!

At Just Kampers Insurance, our team are avid camper enthusiasts. We have a wide scope of knowledge in all things campervan and are specialists in VW models in particular.

Please do get in touch regarding campervan advice, and to arrange the right kind of insurance you need. We provide insurance for a wide variety of models and needs, including campervan conversion insurance. Trusted with tailored policies since 1998, we’ve got you covered.

Converting a campervan - windows being installed on a blue Mercedes Sprinter
The interior of a camper conversion, still in progress

Summary

Buying a campervan can bring you endless joy and memories. However, they can be expensive due to the high-cost of materials, labour-intensive customisation, and popular demand. But there are a few things you can do to minimise costs, including buying second-hand, converting a camper yourself, or timing your purchase to match the seasons or dip in the market.

For more information about tailoring insurance policies to your campervan or motorhome, whether you’re after affordable premiums, or something with that little bit more protection, consider coverage from the experts at Just Kampers Insurance.

What Should I Do and Not Do if I Have an Accident? FAQs

Do I need to tell my insurer about an accident if I’m not making a claim?

Yes, you should still notify your insurer about the incident, even if you don’t intend to claim for damage to your own vehicle. Your policy may require you to report incidents which could potentially lead to a claim, particularly if another driver later decides to make a claim against you.
Reporting the accident promptly also ensures your insurer has a record of your version of events.

How quickly should I contact Just Kampers Insurance after an accident?

You should report an accident as soon as reasonably possible. Having your policy number, details of what happened, information about the other people and vehicles involved, photographs and any witness details to hand can help make the process easier. Just Kampers Insurance customers have access to a claims service 24 hours a day, seven days a week.

Will I have to pay my excess if the accident wasn’t my fault?

If you make a claim through your own insurance policy, your policy excess may still be payable initially. Depending on the circumstances of the accident, you may subsequently be able to recover this from the responsible party.

Your claims handler can explain what applies to your particular claim and whether your excess may be recoverable.

Can legal protection help if the accident wasn’t my fault?

Just Kampers Insurance policies include legal protection, which can provide assistance following a non-fault accident, subject to the policy terms, limits and exclusions.

This can include help pursuing eligible uninsured losses, such as an excess you have paid, as well as assistance with certain legal expenses, vehicle hire or claims relating to injuries and other losses.

Will I get a courtesy car while my vehicle is being repaired?

This will depend on your cover and how your claim is handled. If you make a claim under a comprehensive policy and use an approved repairer, a courtesy car may be available for the duration of the repairs, subject to availability.

Different arrangements may apply following a non-fault accident, so speak to your claims handler before arranging alternative transport yourself.

What happens if my campervan or motorhome is written off?

Your insurer will assess the vehicle and the terms of your policy before determining how the claim will be settled.

This is particularly important for classic, converted and specialist vehicles, where modifications and the vehicle’s specification can have a significant impact on its value. If your policy includes Agreed Value cover, check your policy documents to understand how this applies to a total-loss claim.

What if modifications to my campervan are damaged in the accident?

Make sure you tell your claims handler about damage to modifications and converted parts of the vehicle, rather than documenting only the exterior bodywork.

Photograph damaged pop-tops, awnings, furniture, fitted equipment and other converted elements where it is safe to do so. Keeping photographs and documentation relating to modifications before an accident can also help demonstrate your vehicle’s specification and condition.

Should I arrange my own garage to repair the vehicle?

Speak to your insurer or claims handler before authorising significant repairs. The insurer may need to inspect the vehicle, review photographs or agree repair costs before work begins.

This can be especially important with classic vehicles, campervans and motorhomes, where specialist components or conversion work may require particular expertise.

What should I do if the other driver’s insurer contacts me directly?

Don’t ignore correspondence about the accident, but avoid getting drawn into discussions about liability or agreeing a settlement without speaking to your insurer.

Just Kampers Insurance advises customers to forward third-party correspondence unanswered so it can be dealt with appropriately.

What if the other driver doesn’t have insurance or leaves the scene?

Gather as much information as you safely can, including the vehicle registration, make, model and colour, photographs or dashcam footage, and witness details.

Don’t attempt to chase a vehicle that leaves the scene. Report the incident to the police where required and contact your insurer promptly so they can advise you on the next steps.

Can I claim for belongings damaged inside my campervan or motorhome?

Whether damaged belongings are covered will depend on your individual policy and the cover you have selected.

If items inside your vehicle are damaged in an accident, photograph them and keep any evidence of ownership and value, such as receipts. Don’t dispose of damaged items until you have spoken to your claims handler.

What happens to my no-claims bonus after an accident?

The effect on your no-claims bonus will depend on factors including how the claim is recorded and the terms of your policy. Even where you have a protected no-claims bonus, a fault or pending claim may still affect future insurance premiums.

Check your policy documents or speak to the Just Kampers Insurance team if you’re unsure how a particular claim could affect your policy.

What information should I have ready when I report an accident?

It helps to have as much information as possible available, including your policy number, the date and location of the accident, details of the other driver and vehicle, photographs of the scene and damage, witness details, dashcam footage and any police reference number.

Don’t worry if you don’t have everything immediately. Report the incident promptly, and your claims handler can explain what additional information may be needed.

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Written by: Jason Sims

Jason is a Senior Marketing Executive at Just Kampers who is a fully-fledged VW enthusiast, with over 20 years’ experience in keeping Volkswagens old and new on the road, he currently owns a 69 Cal Look Beetle, and enjoys attending VW shows and Camping with friends and family.

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